Resources
Independent help, worth bookmarking.
These trusted, independent sources can help you understand your rights and options, whether or not you work with us.
- Consumer Financial Protection BureauGuides on debt collection, credit reports and your rights.(opens in a new tab)
- Federal Trade CommissionHow debt relief works and how to spot scams.(opens in a new tab)
- Free annual credit reportsThe official site to check your reports from all three bureaus.(opens in a new tab)
- Federal Student AidRepayment options for federal student loans.(opens in a new tab)
- IRS: Canceled debtWhen forgiven debt may be considered taxable income.(opens in a new tab)
- NFCCFind a nonprofit credit counseling agency near you.(opens in a new tab)

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