{"id":5670,"date":"2025-06-01T11:47:33","date_gmt":"2025-06-01T10:47:33","guid":{"rendered":"https:\/\/fallsviewcapital.com\/?page_id=5670"},"modified":"2025-06-01T12:06:58","modified_gmt":"2025-06-01T11:06:58","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/fallsviewcapital.com\/index.php\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5670\" class=\"elementor elementor-5670\" data-elementor-post-type=\"page\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-df81d27 elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"df81d27\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2075c08 elementor-invisible\" data-id=\"2075c08\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;zoomIn&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-16b3e5d elementor-widget elementor-widget-text-editor\" data-id=\"16b3e5d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>A. Why We Collect Information<\/strong><br \/>Financial companies choose how they share personal information. Federal law gives consumers rights to limit some sharing. This notice explains what we collect, how we share it, and how you can limit that sharing.<br \/><strong>B. What We Collect<\/strong><\/p><ul><li><strong>Identifiers<\/strong>: name, postal address, email, phone, SSN (if voluntarily provided)<\/li><li><strong>Financial Data<\/strong>: debt amounts, income, payment history<\/li><li><strong>Credit Information<\/strong>: credit score, reports (when authorized)<\/li><li><strong>Internet Activity<\/strong>: cookies, IP address, browsing behavior<\/li><\/ul><p><strong>C. How We Use It<\/strong><\/p><ul><li>Respond to your inquiries and schedule consultations<\/li><li>Verify eligibility for potential referral partners\u2019 programs<\/li><li>Offer related financial products or services<\/li><li>Comply with legal requirements<\/li><\/ul><p><strong>D. How We Share It<\/strong><br \/><strong>Purpose<\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <strong>Do WeShare?\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/strong><strong>Can You<\/strong><strong>Limit?<\/strong><br \/>Everyday business (processing, analytics, compliance)\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Yes\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0No<br \/>Marketing our services\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Yes\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0No<br \/>Joint marketing with financial partners\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Yes\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0No<br \/>Affiliate transactions &amp; experiences\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Yes\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0No<br \/>Affiliate creditworthiness info\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Yes\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Yes<br \/>Non-affiliates to market to you\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Yes\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0Yes<\/p><p><strong>E. To Limit Sharing<\/strong><\/p><p>Email privacy@fallsviewcapital.com or call (888) 555-1234.<br \/>If you are a new customer, we may begin sharing 30 days after the date of this notice; you may contact us at any time to limit.<br \/><strong>F. How We Protect Your Data<\/strong><br \/>We use administrative, technical, and physical safeguards that comply with federal law to protect your information.<br \/><strong>G. State-Specific Rights<\/strong><br \/>See the California Privacy Notice and Do Not Sell My Personal Information pages for additional rights.<br \/><strong>Electronic Communication &amp; SMS Consent<\/strong><br \/><strong>Revised: 1 May 2025<\/strong><br \/>By submitting your information, you consent to receive Electronic Communications from Falls View Capital and its partners, including disclosures, agreements, privacy notices, marketing offers, and SMS\/text messages. Message frequency varies; message &amp; data rates may apply. Text STOP to cancel, HELP for help.<br \/><strong>Hardware\/Software Requirements<\/strong><br \/>Modern web browser (HTML 5), PDF reader, email account, and device capable of receiving SMS.<br \/><strong>Paper Copies<\/strong><br \/>You may request paper copies at no charge by emailing info@fallsviewcapital.com or writing to the postal address above.<br \/><strong>Withdrawal of Consent<\/strong><br \/>You may withdraw consent to Electronic Communications at any time; however, certain services may become unavailable.<br \/><strong>California Privacy Notice (CCPA\/CPRA)<\/strong><br \/>Applies to California residents \/ Last updated: 1 May 2025<br \/><strong>A. Categories Collected (past 12 months)<\/strong><br \/>Identifiers, Customer Records data, Protected Classifications, Commercial Information, Internet Activity, Geolocation, Professional Information, and Inferences.<br \/><strong>B. Sources<\/strong><br \/>Directly from you; credit bureaus; affiliate marketers; cookies; publicly available data.<br \/><strong>C. Business &amp; Commercial Purposes<\/strong><br \/>See Section B of the Privacy Policy.<br \/><strong>D. Disclosures or Sales<\/strong><br \/>Falls View may disclose the categories above to: service providers, affiliate debtresolution partners, marketing vendors, and credit-facility lenders. We do not sell personal information in exchange for money, but certain sharing may be considered a \u201csale\u201d or \u201csharing\u201d under California law.<br \/><strong>E. Your California Rights<\/strong><\/p><ul><li>Right to Know what personal information we collected<\/li><li>Right to Delete personal information<\/li><li>Right to Correct inaccurate information<\/li><li>Right to Opt-Out of sale or sharing of personal information<\/li><li>Right to Non-Discrimination for exercising your rights<\/li><\/ul><p><strong>F. Submit a Request<\/strong><br \/>1. Complete the form on \/do-not-sell<br \/>2. Call (888) 555-1234<br \/>3. Email privacy@fallsviewcapital.com<br \/>We will verify your identity and respond within 45 days (90 days if extended)<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>A. Why We Collect InformationFinancial companies choose how they share personal information. Federal law gives consumers rights to limit some sharing. This notice explains what we collect, how we share it, and how you can limit that sharing.B. What We Collect Identifiers: name, postal address, email, phone, SSN (if voluntarily provided) Financial Data: debt amounts, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5670","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fallsviewcapital.com\/index.php\/wp-json\/wp\/v2\/pages\/5670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fallsviewcapital.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fallsviewcapital.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fallsviewcapital.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fallsviewcapital.com\/index.php\/wp-json\/wp\/v2\/comments?post=5670"}],"version-history":[{"count":10,"href":"https:\/\/fallsviewcapital.com\/index.php\/wp-json\/wp\/v2\/pages\/5670\/revisions"}],"predecessor-version":[{"id":5717,"href":"https:\/\/fallsviewcapital.com\/index.php\/wp-json\/wp\/v2\/pages\/5670\/revisions\/5717"}],"wp:attachment":[{"href":"https:\/\/fallsviewcapital.com\/index.php\/wp-json\/wp\/v2\/media?parent=5670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}