A. Why We Collect Information
Financial companies choose how they share personal information. Federal law gives consumers rights to limit some sharing. This notice explains what we collect, how we share it, and how you can limit that sharing.
B. What We Collect
- Identifiers: name, postal address, email, phone, SSN (if voluntarily provided)
- Financial Data: debt amounts, income, payment history
- Credit Information: credit score, reports (when authorized)
- Internet Activity: cookies, IP address, browsing behavior
C. How We Use It
- Respond to your inquiries and schedule consultations
- Verify eligibility for potential referral partners’ programs
- Offer related financial products or services
- Comply with legal requirements
D. How We Share It
Purpose Do WeShare? Can YouLimit?
Everyday business (processing, analytics, compliance) Yes No
Marketing our services Yes No
Joint marketing with financial partners Yes No
Affiliate transactions & experiences Yes No
Affiliate creditworthiness info Yes Yes
Non-affiliates to market to you Yes Yes
E. To Limit Sharing
Email privacy@fallsviewcapital.com or call (888) 555-1234.
If you are a new customer, we may begin sharing 30 days after the date of this notice; you may contact us at any time to limit.
F. How We Protect Your Data
We use administrative, technical, and physical safeguards that comply with federal law to protect your information.
G. State-Specific Rights
See the California Privacy Notice and Do Not Sell My Personal Information pages for additional rights.
Electronic Communication & SMS Consent
Revised: 1 May 2025
By submitting your information, you consent to receive Electronic Communications from Falls View Capital and its partners, including disclosures, agreements, privacy notices, marketing offers, and SMS/text messages. Message frequency varies; message & data rates may apply. Text STOP to cancel, HELP for help.
Hardware/Software Requirements
Modern web browser (HTML 5), PDF reader, email account, and device capable of receiving SMS.
Paper Copies
You may request paper copies at no charge by emailing info@fallsviewcapital.com or writing to the postal address above.
Withdrawal of Consent
You may withdraw consent to Electronic Communications at any time; however, certain services may become unavailable.
California Privacy Notice (CCPA/CPRA)
Applies to California residents / Last updated: 1 May 2025
A. Categories Collected (past 12 months)
Identifiers, Customer Records data, Protected Classifications, Commercial Information, Internet Activity, Geolocation, Professional Information, and Inferences.
B. Sources
Directly from you; credit bureaus; affiliate marketers; cookies; publicly available data.
C. Business & Commercial Purposes
See Section B of the Privacy Policy.
D. Disclosures or Sales
Falls View may disclose the categories above to: service providers, affiliate debtresolution partners, marketing vendors, and credit-facility lenders. We do not sell personal information in exchange for money, but certain sharing may be considered a “sale” or “sharing” under California law.
E. Your California Rights
- Right to Know what personal information we collected
- Right to Delete personal information
- Right to Correct inaccurate information
- Right to Opt-Out of sale or sharing of personal information
- Right to Non-Discrimination for exercising your rights
F. Submit a Request
1. Complete the form on /do-not-sell
2. Call (888) 555-1234
3. Email privacy@fallsviewcapital.com
We will verify your identity and respond within 45 days (90 days if extended)